Encompass Retirement solutions

Our overall objective is to support your retirement plans so that you can rest easy knowing you and your loved ones are financially protected throughout your lifetime.

Assessing Your Current Situation

We analyze your current situation, to include income versus expenses, and we evaluate your assets to determine risks and anticipated growth thru the future.  We build a "Retirement Income Plan" (RIP) which lays out how well your future income streams will meet your future expenses.  If the RIP identifies shortfalls between expected income versus expected expenses, we continue to the next step.

Identifying Products that Meet Your Needs

We next identify which products you will need to bolster your retirement situation.  For example, do you need additional life insurance, or do you need additional future income to supplement your pension and/or social security?  We have access to products from multiple insurance and annuity companies which can be selected to meet your particular needs.  

Implementing and Supporting the Plan

We stay with you throughout the implementation of the plan, supporting you and your loved ones as long as you live, and providing support and advice to your beneficiaries as well.